Merchantacceptance.com helps in providing virtual and real time terminals to accept payment by credit cards. With over five million merchants using the tool from the First Data Independent Sale, the merchants are able to make sales by accepting credit card for their online orders, mail and phone orders conveniently and safely. The merchants are classified as Retail merchants, who see the customers at their showrooms and the Internet merchants who are in the virtual world with their customers.

The tools for the credit card processing in both the cases are provided without any set-up charges and with nominal monthly charges, that on an average work to about 1.49% +$0.19 per transaction. While the retail merchants get the free credit card terminal used to swipe the customer credit cards, the internet merchants are provided with free Payment Gateway software and free Gateway access. This helps the retailer in accepting all major credit cards to sell their products and services. In addition the internet merchant gets free shopping cart software and free e-commerce hosting package that include the free hosting account, free unlimited email address and free secure payment transaction gateway.

The First Data Independent Sale offers value added services with their global gateway for enhancing the value of the services and to secure the transactions. They include services like automated recurring billing, customer billing management, fraud disclosure and electronic checks. Automated recurring billing helps in raising periodical bills for such incidents like subscription renewals. Customer billing management is useful in collecting basic customer profile and in recognizing the customers who come back. At First Data Independent Sale, the services provided are superior and cost effective when compared with their competitors in the market. They do not charge any application fees and the set-up fee is free and they provide 24/7 customer support to clients.